A one-size-fits-all compliance program is inefficient. The international standard is a Risk-Based Approach (RBA), where the intensity of controls is proportional to the assessed risk. This means applying Enhanced Due Diligence (EDD) to high-risk customers (e.g., PEPs) from high-risk jurisdictions, while simplifying steps for low-risk users. An RBA optimizes resource allocation and improves the customer experience without compromising security. Developing this framework requires initial risk categorization. You can start this process with an aml check free to gather essential data.